Most low interest rate credit cards offer longer 0% APR and higher rate on cashbacks and purchase discounts. Some offer one-time high bonus points that you can redeem flexibly. If you are applying for a low interest credit card or any kind of card read first the terms of use, the fees, introductory and on going APR, and the benefits that you can redeem, such as: cashbacks, discounts percentage, redeemable points, etc.
Applying for a credit card
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